TERMS OF USE Crowe Horwath (HK) CPA Limited, Crowe Horwath Tax Services (HK) Limited and Crowe Horwath (HK) Corporate Consultancy Limited (hereinafter collectively, "Crowe Horwath (HK)") provide this website and website-related services (collectively, the "Website") subject to your compliance with the Terms of Use set forth in this agreement (the "Agreement"). This Agreement, and the terms and conditions listed in the Privacy Policy, govern the relationship between Crowe Horwath (HK) and you, the Visitor, with respect to your use of the Website. YOUR USE OF THE WEBSITE BINDS YOU TO THESE TERMS OF USE AND THE TERMS AND CONDITIONS CONTAINED IN THE PRIVACY POLICY. If you do not agree to these terms of use, you must not use the Website. Crowe Horwath (HK) may, at any time and in our sole discretion, revise or update this Agreement by posting an amended Agreement on the Website. Crowe Horwath (HK) reserves the right, at any time, to modify or discontinue, temporarily or permanently, the Website (or any part thereof) without notice to you. You agree that Crowe Horwath (HK) shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Website, or of any Materials (as defined below). IMPORTANT NOTICES / DISCLAIMER Crowe Horwath (HK) makes available the information and materials on the Website (the "Materials") for general informational purposes only. The Materials appearing on the Website are not intended to constitute, and DO NOT constitute, financial, investment or business advice. Those accessing the Materials should not act upon them without first seeking legal, financial or other such business counsel, as these Materials are general in nature, and may not apply to particular factual or legal circumstances. As such, the Materials should not be used as a substitute for consultation with a professional adviser. Please consult a professional adviser should you have questions regarding legal, financial or other such business counsel. Neither Crowe Horwath (HK), nor its affiliates, employees, agents, officers or directors will be responsible for any financial, legal or business decisions you may make. Crowe Horwath (HK) does not guarantee, represent or warrant that access to the Website will be uninterrupted or error-free, and Crowe Horwath (HK) does not guarantee that users will be able to access or use all or any of the Website features at all times. In no event shall Crowe Horwath (HK), its suppliers or other third parties mentioned on the Website be liable for any damages whatsoever resulting from your use or any other individual’s use of or access to the Website and any services contained hereon. INTELLECTUAL PROPERTY RIGHTS The Website and its downloadable contents are protected by copyright. You may print and/or download a copy of any part of the Website for your personal, non-commercial use, but you may not copy or modify any part of the Website for any other purpose without the express written consent of Crowe Horwath (HK). PRIVACY POLICY YOUR PRIVACY RIGHTS This Privacy Policy governs the way in which Crowe Horwath (HK) collects and uses the information we learn about you from your visit to this website (the "Website"). Crowe Horwath (HK) reserves the right to update and revise this Privacy Policy at any time. COLLECTION OF INFORMATION Crowe Horwath (HK) collects no personal information about you, typically defined as individually identifying information such as your name, home address, telephone number, e-mail address and credit card information unless you voluntary submit it. If you submit personal information to the Website, the information will be used for the purpose you requested. Crowe Horwath (HK) may also use that information to provide you with additional information in the future that it deems may be of interest to you. In addition, Crowe Horwath (HK) may share this information with third parties to fulfill your request. Additionally, Crowe Horwath (HK) may disclose any such information to the extent that it is required by law or to such an extent as it reasonable believes is necessary to protect its legal interests, rights and property. If you do not wish Crowe Horwath (HK) to use your information in accordance with this policy, please do not submit any personal information to Crowe Horwath (HK). UPDATE AND OPT-OUT If you would like to update any information you have sent to Crowe Horwath (HK), or if you do not want to receive information from Crowe Horwath, please contact us at info@crowehorwath.hk LINKS TO OTHER WEBSITES The Website may contain links to other sites ("Third Party Websites"). Crowe Horwath (HK) does not necessarily endorse, sanction or verify the accuracy of the information contained on Third Party Websites. Once you access a Third Party Website through a link on the Website, you are no longer covered by the Privacy Policy or Terms of Use of the Website. Crowe Horwath (HK) bears no responsibility for any action associated with any Third Party Website.